As we welcome the new year, we can also expect to welcome colder temperatures and freezes.
So how can you prepare? Don’t worry, we’ve got you covered.
Check Your Coverage
Ask your insurance agent whether your homeowners’ or renters' policy includes protection for unexpected water damage. This coverage specifically addresses damages resulting from burst pipes, unlike flood insurance which does not provide coverage for damages caused by frozen pipes.
Additionally, be aware that policies may not cover damages caused by frozen pipes if preventive measures, such as maintaining a heated environment in your residence, were not taken.
Plan Ahead
If a freeze is in the forecast, be sure to take action before it hits.
- Insulate both outdoor and indoor pipes located in unheated spaces, such as those connected to a clothes washer in your garage.
- Unplug water hoses and insulate outdoor pipes.
- Empty and deactivate your lawn sprinkler system.
- If your clothes washer is situated in an unheated garage, shut off its water supply.
- Safely store lawn equipment in a garage or shed to maintain its condition for the following year, ensuring gas is drained.
- If leaving your home before a freeze, shut off the water at the shutoff valve and leave the heating system on.
Protect Your Pipes
A frozen pipe is not fun for anyone, but with precautions, you may be able to prevent any damage.
- Open cabinets under sinks to let the home’s heat warm the pipes.
- Allow a steady drip from both cold and hot taps or let water flow through your indoor faucets, both hot and cold, before bedtime. Adhere to the guidelines provided by your local government, which might include restrictions on water usage.
- In the event of frozen pipes, shut off the water at the shutoff valve to prevent any thawed pipes from causing leaks into your house.
Check Your Chimney
If you plan on using your fireplace to stay warm, it is important to follow safety guidelines. Schedule an annual professional cleaning and inspection for your chimney and fireplace. Also, ensure a safe environment by keeping flammable items at least 3 feet away from your fireplace.
To learn how to protect your plants during this time of year, visit Local Profile’s guide to keeping your plans safe during cold weather.
